The Integated Technology Solution to Meet ALTA Best Practices

Stop Bolting On Tools and Start Integrating

The new ALTA Identity Verification Guidance for 2025 emphasizes a necessary "layered approach" to security. As we've discussed with many of our customers, for most title companies, this layered approach means juggling multiple security vendors and fragmented data points, which creates complexity and often introduces new compliance risks.

The solution is unification.

Stop "bolting on" separate tools and unify your risk assessment and identity verification directly into your closing process.

CloseSimple: Your Built-In ALTA Best Practice Solution

CloseSimple leverages technology to seamlessly integrate the necessary layers of security directly into your client's existing workflow. This ensures consistency, simplifies staff training, and provides a clear audit trail.

Here is how CloseSimple directly aligns its fraud prevention features with the new ALTA Guidance requirements:

ALTA Guidance Requirement	CloseSimple Feature	How it Meets the Need
Database Verification of Personal Information	Early Scan Risk Assessment	Within seconds of opening a file, the seller's information is checked against a robust database for a history of fraud, information matches, time in the system, and more.
Verification of Government ID & Biometric Verification	AI-Powered ID Verification	This feature uses a "liveness check" for biometric verification to match a real face to their government ID. It verifies over 16,000 ID documents from 220+ countries.

The Added Security Layer: Protecting Funds

True fraud prevention must extend beyond just identity. CloseSimple's comprehensive fraud package also includes verification for payoff and proceeds wire instructions. This crucial protection for funds is backed by multiple world-class bank databases to maximize coverage and minimize wire fraud risk.

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The Result: Seamless Compliance and Peace of Mind

By using an integrated solution like CloseSimple, you are implementing a sophisticated, layered approach to verify identity and mitigate fraud, all within the same 100% White-Labeled portal your clients already trust.

Furthermore, adopting an integrated solution equips your team with the tools needed to follow the guidance efficiently. Instead of spending time navigating complicated external systems, your staff can focus on the files that truly need their experienced attention.

Don't wait for fraud to strike, or for an auditor to ask tough questions. Are you ready to implement a complete, layered identity verification program that is compliant with the new ALTA guidance?

Schedule a demo today to see how easy it is to unify your compliance and security processes under one roof.

Written by Bill Svoboda

As the co-founder of CloseSimple, Bill Svoboda is dedicated to helping title companies modernize the closing experience through strategic innovation and growth. He is a frequent industry speaker on the intersection of AI, fraud prevention, and marketing/sales strategies, helping leaders scale their businesses with confidence.